Category Archives: Policy

For a “Social” Schema for Education

Better data capture and analysis are becoming important tools in our efforts to improve education in the United States. Increasingly districts and schools have a detailed, accurate picture of what happens to students inside the walls of a school, with … Continue reading

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White Paper – SELF-MANAGED GROUPS AND HEALTHCARE REFORM

We are interested in feedback. Please send your comments and thoughts to: Blake.ashby@adjudica.net Thank you for your time and assistance. SELF-MANAGED GROUPS AND HEALTHCARE REFORM For all of our talk of healthcare as an individual resource, “my healthcare”, it is … Continue reading

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Risk and Healthcare Reform

Self-managed groups offer perhaps the only meaningful opportunity for healthcare reform in the United States. For all of our talk of healthcare as an individual resource, “my healthcare”, it is actually a group resource, a shared risk pool like any … Continue reading

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Tax Rates and Job Creators

In the debate over extending the Bush Tax Cuts Republicans continued their argument that higher taxes on millionaires, the people Republicans refer to as “Job Creators”, will result in fewer jobs being created. But it’s just not true. Higher taxes … Continue reading

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Romney, Ryan and Medicare

The selection of Cong. Paul Ryan as Romney’s running mate will again focus attention on Ryan’s proposal to privatize Medicare. Ryan (and now Romney) are rightly credited with bravery for talking about entitlements during an election year. However Ryan’s proposal … Continue reading

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An Even Harder Healthcare Question

By upholding the Affordable Care Act the Supreme Court settled one of the hard questions that faced our country – we have an obligation to make sure that every U.S. citizen has access to medical care. And eventually the Affordable … Continue reading

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The Strange Fascination with School Choice

Somehow School Choice has developed quite a following among otherwise rational people who do in fact understand how the free market works. Mitt Romney, with his speech on educational reform to the U.S. Chamber of Commerce, has apparently joined the … Continue reading

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Taxation Transparency

You know what I’d like to see on my tax return? A box that has me calculate the percentage of my income I paid in taxes. And right next to that calculation I’d like to see a little table that … Continue reading

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The Internet and Freedom

The intent of the Stop Online Piracy Act is certainly commendable, allowing intellectual property owners to protect their property. However the law as written has a chance to undermine one of the great advances of individual freedom, access to the … Continue reading

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Insurable Interest

There’s no real mystery to effective financial regulation – it comes down to a few simple principles. One of those principles is based on the concept of Insurable Interest, the idea that you can only buy insurance on something if … Continue reading

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